This is an important legal document! If you do not understand these statements or any that follow, do not purchase our courses, challenges or products and discontinue use of this website.
The advice, and interactions presented on this website and in our products and services are solely for informational and educational purposes, in the areas of goal success, life balance, wellbeing and lifestyle.
The information supplied is meant to serve as tools for self-help for personal use at your own discretion in conjunction with[medical professionals, therapists, accountants, lawyers, tax or relevant professionals
Kay Malcolm Coaching and Khadine Malcolm are not licensed to provide health advice, medical diagnoses, mental health services, legal, financial, tax.
The author assumes no responsibility for any circumstances arising out of the use, abuse, interpretation, or application of any information supplied on this website or in our programs. You understand and acknowledge that you are in the best position to evaluate how our information will impact your personal set of circumstances, including known and unknown risks. If you use or rely upon our information, you acknowledge that you do so voluntarily.
Our role is to support and assist you in areas such as: feeling better and reaching your goals but your success depends on your own effort, motivation, commitment, follow-through, and ability to invest in complementary products and services.
You alone are solely and personally responsible for your results, and your dedication, desire, and motivation and life experience, will impact your results.
Application of the principles outlined here may vary from person to person and you accept the risk that your results may be different. We cannot and do not guarantee that you will attain a particular result.
Do not disregard professional advice or delay seeking professional advice because of information you have read on this website or received from us.
I am not a licensed health care provider and do not engage in patient diagnosis or the practice of medicine. The information I supply is not a substitute for proper medical care by a physician, who can provide appropriate exams, treatment, diagnoses, and care recommendations.
Do not self-diagnose. Do not stop taking any medications without speaking to your physician or health care professional. If you have or suspect that you have a medical problem, contact your health care provider promptly.
We are not licensed financial professionals. We do not provide investment recommendations or advice.
We advise you to speak with your own licensed financial planner.
We do not perform accounting services, tax advising, or investment counseling, and recommend that you consult licensed professionals regarding these topics.
Your use, or non-use, of this information is at your own risk, and you absolve us of any liability or loss that you or any other person may incur from your or their use or non-use of the information provided.
In no event will we be liable to any party for any direct, indirect, special, incidental, equitable or consequential damages for any use of or reliance on this website, programs, services, and/or products, including, without limitation, any lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information or any other loss, malady, disease or difficulty, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.
WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE, OR THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, SERVICES, OR PRODUCTS INCLUDED ON THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, EQUITABLE, PUNITIVE AND/OR CONSEQUENTIAL DAMAGES.